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Mortgage Rates In Oregon

Vantage Weekly Mortgage Rate Tracker 11/10/2016

DATE:  Wednesday, November 9th, 2016
TIME:  6:00 PM PST
STATES:  OREGON & WASHINGTON
CHANGE THIS WEEK:  WORSE (since last Wednesday)
SUGGESTION:  LOCK/CHECK VOLATILITY THIS WEEK (be in position to lock) –  Rates up about 0.25% from last week and highest level we’ve seen for for the past 8 months.  This was following the results of the election yesterday and a big MBS sell-off and hit to the bond markets.  Stock market surprisingly remained flat early and gained during the day, opposite of most predictions last night.  Watch closely.
VMG’S FIXED RATE PRICING OPTIONS  (rates subject to change)
Contact Loan Consultant for customized QUOTE
You can also run your scenario in our online PRICING ENGINE.
GREEN = LENDER CREDIT BACK TO YOU (to apply to any 3rd party closing costs or prepaids) BASED OFF % OF LOAN AMOUNT
RED = OPTIONAL BUY-DOWN BASED OFF % OF LOAN AMOUNT
[[[CONTACT US FOR ADDITIONAL PROGRAM QUOTES SUCH AS CONFORMING HIGH BALANCE, ARMs, JUMBO, USDA, ETC.]]]
*Rates change daily.  Conforming interest rate samples based off $260,000 loan amount, 80% Loan to Value, 740 or higher FICO score, with impounds on a 30 day rate lock period and $895 underwriting fee if not covered by lender rebates.  FHA based off 3.5% down payment, but other same variables.  Costs or credits shown pertain to interest rate and do not include any other applicable 3rd party title and escrow charges or prepaid tax and insurance reserves which may or may not apply.  Lock period suggested depends on current loan volume and lending climate at time of loan application and approval.  Other risk-based pricing adjustment may apply.  The displayed annual percentage rates (APRs) include total points and additional prepaid finance charges but do not include other closing costs.   On adjustable-rate loans, rates are subject to increase over the life of the loan.   Learn more about assumptions and APR Information. Loan pricing may only be locked through a home loan consultant to be effective.  Rates will depend in part on your unique credit history and transaction characteristics. Please email or call for updated pricing at anytime as rates and pricing are subject to change. This information does not constitute a loan commitment or approval.
Harris Consulting, Inc. DBA Vantage Mortgage Group, Inc.