skip to Main Content

Loan Consultant

Todd Gydesen
Loan Consultant

Serving Oregon & Washington clients 

16325 Boones Ferry Rd. #100
Lake Oswego, OR 97035
Direct: 503.496.0431 ext. 316
Cell: 503.312.4686

Get a Mortgage Quote from Todd

No Obligation.  No Hassle.  No Cost.

As a mortgage loan officer since 2002, I am passionate about creating successful lending transactions for both my refinance and purchase clients.  A trusted advisor to both industry partners and clients, my team and I make the mortgage process easy to understand for the consumer. We provide an educational experience with a high level of service and a culture that is ‘client-centric,’ which puts all parties in a transaction at ease.

My work ethic and determination to match borrowers with the correct program has earned me the distinction of a “Five Star Professional” mortgage lender as featured in Portland Monthly Magazine for in excess of consecutive years.  I easily relate to each client and real estate broker as their lending partner by providing constant communication throughout the process.

A native Oregonian, I was born and raised in Salem. Attending the University of Oregon, I played football as an Offensive Lineman with the Ducks and graduated with a BS in Psychology. Married to my college sweetheart, Alice, we have two boys who all currently attend Tualatin High School with my oldest on College at the University of Oregon. I give back to the community through a number of initiatives. I previously coached youth football and have served as a board member for Tualatin High School Quarterback club .

When not helping clients with their mortgage financing, I enjoy boating, participating in my children’s activities, camping, and working out.

Mortgage Assistant

Rhonda Elzie  NMLS#404239
Loan Consultant Assistant

Serving Oregon & Washington clients 

16325 Boones Ferry Rd. #100
Lake Oswego, OR 97035
Direct: 503.496.0431 ext. 317

Rhonda grew up in Newport, OR and raised her family in Beaverton, OR. She has 30+ years in the Mortgage industry, starting in the operations side in the Loan Closing Department. She later moved to the sales side where she most enjoys helping customers obtain their mortgage. The experience working in both sides of the industry gave her the knowledge to ensure we get everything that is needed for loan approval.  Her ultimate goal is to provide a smooth loan process for the borrowers and realtors so that their experience working with Todd’s team was a positive one.

An avid Oregon Duck fan, Rhonda has been a season ticket holder for 20+ years. She attends all home and many away games with her family. In her spare time, she enjoys word puzzles and making jewelry. Her biggest joy is spending time with her grandson.  

2019 Mortgage Rates

I’ll shop the most favorable rates and terms.  Our internal pricing engine compares the top wholesale lenders in the country in real-time.  This customized analysis allows our independence and experience to expose the most favorable rates, loan terms and speed.

How to mortgage

More Lenders = More Options.  Purchase.  Refinance.  Conventional.  FHA.  VA.  ARMs.  Jumbo.  USDA.  Low Down Payment.  3% Down.  Steamline.  Elite.  Home Ready.  Home Possible. 

Escrow Mortgage Question

Fast Closings.  I manage the details.  Paperless systems, online access and direct communication are the foundation of the Vantage system.  My team and I work diligently to ensure that your experience is as easy and as fast as possible.

Back To Top