Are we headed towards a Buyer’s Market?
People looking to buy a home have been seeing prices increase and supply dwindle to almost nothing in some areas. But real estate agents and their clients are beginning to see things turnaround in some parts.
Vantage Mortgage Weekly Interest Rate Tracker – 04/06/2022
Vantage Mortgage Weekly Interest Rate Tracker DATE: Wednesday, April 6th, 2022 TIME: 3:55 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: WORSE (since last Wednesday with daily volatility) SUGGESTION: We suggest locking based off inflationary pressures and trends. If floating keep close eye on…
Vantage Mortgage Weekly Interest Rate Tracker – 12/8/21
Vantage Mortgage Weekly Interest Rate Tracker DATE: Wednesday, December 8th, 2021 TIME: 3:30 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: SLIGHTLY WORSE (since last Wednesday with daily volatility) SUGGESTION: With rates still at historic lows, we suggest locking or carefully floating and…
What You Need to Know about the USDA Loan
Are you interested in moving to a rural or less populated area? The U.S. Department of Agriculture offers a loan specifically made for homebuyers who want to purchase in these areas and meet certain other criteria. Read on to find…
Moving Day Etiquette
Whether you are moving yourself or hiring a professional team, there are a few ways that you can make moving day more enjoyable and smooth for everyone involved. Follow these tips to be a gracious host on your moving day.…
What to Do When Buying a Home Sight Unseen
Many homebuyers want a chance to walk through a home before offering to buy it. This allows you to get a first-hand view of the condition and features that may look great in photos, but aren’t what you need or…
Oregon bans home buyer ‘love letters’
The letters could reveal personal information about the buyers that could lead to discrimination, or even the perception of it. Article from KGW.com PORTLAND, Ore. — Home buyers in Oregon will no longer be able to submit "buyer love letters"…
Getting Pre-Approved is something every buyer should do
You'll know what you can afford Getting preapproved before you shop is imperative, as it allows you to shop within your price range. It gives you negotiating power Having a preapproval always puts you ahead of a buyer who doesn't. …
Best Steps to Improve Your Credit before Buying a Home
Credit is one of the most important parts of your home loan application. When applying for a mortgage, every lender working with you on buying a home will pull your credit. If your credit is not great, there are a…