Mortgage Archives - Vantage Mortgage Group

Understanding Debt-to-Income Ratio When Buying a Home

Most homebuyers get a loan to purchase their property called a mortgage. This is a specific type of loan that banks and credit unions offer to make home ownership possible without saving up hundreds of thousands of dollars to purchase…

Top 10 Reasons People Choose Vantage

June 29, 2021
Vantage Mortgage Group
broker, Funny, Mortgage, Reviews, Vantage, Video

A Top 10 countdown of the main reasons new buyers and return clients choose Vantage over everyone else.

Happy Veterans Day

To our men and women in uniform, past, present, and future, God bless you and Thank You.

Vantage Mortgage Group Weekly Interest Rate Tracker – 11/11/2020

November 11, 2020
Vantage Mortgage Group
Interest Rates, Mortgage, Mortgage News, Uncategorized, Vantage, Weekly Rate Tracker

DATE: Wednesday, November 11th, 2020 TYPE: Home Purchase (contact us for refinance quote- similar) TIME: 3:00 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: SLIGHTLY WORSE (since last Wednesday with daily volatility) SUGGESTION: With rates still at historic lows, we suggest locking. The…

Vantage Named Top Mortgage Employer in 2020 by National Mortgage Professional Magazine

National Mortgage Professional Magazine has named Vantage Mortgage Group one of it's Top Mortgage Employers for 2020. Vantage has been recognized for it's internal motivation and unrelenting integrity who see the digital future and wish to thrive as independent…

Vantage Weekly Interest Rate Tracker – 01/08/2020

January 8, 2020
Vantage Mortgage Group
Interest Rates, Mortgage, Vantage, Weekly Rate Tracker

DATE: Wednesday, January 8, 2020 TIME: 11:45 AM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: SLIGHT IMPROVEMENT (since last Wednesday with daily volatility) SUGGESTION: Lock conservatively or float carefully- Keep close watch and contact your Loan Consultant for questions or updates during weekly volatility. *VMG’S…

When To Refinance Your Home

December 30, 2019
Vantage Mortgage Group
Industry, Interest Rates, Investment, Mortgage, Refinance, Vantage

When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…

How To Cancel Mortgage Insurance

December 12, 2019
Vantage Mortgage Group
Housing Market, Mortgage, Private Mortgage Insurance

Cancellation based on original value The Homeowners Protection Act (HPA) provides conditions for you to request cancellation and for automatic cancellation by your lender based on the original property value. Original value means the lesser of the sales price and…

Vantage Mortgage Weekly Interest Rate Tracker – 12/04/2019

December 4, 2019
Vantage Mortgage Group
Industry, Interest Rates, Mortgage, Vantage, Weekly Rate Tracker

DATE: Wednesday, December 4th, 2019 TIME: 3:00 PM PST STATES: OREGON & WASHINGTON CHANGE THIS WEEK: STAGNANT (since last Wednesday with daily volatility) SUGGESTION: Lock conservatively or float carefully- Keep close watch and contact your Loan Consultant for questions or updates during weekly volatility. *VMG’S FIXED RATE…

Is A Mortgage Broker Right For You?

Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the…

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Google Rating

5.0

Based on 244 reviews

Vantage Mortgage Group

5.0

Dave Roberts

01:25 27 Jul 21

We had a great experience dealing with Todd and his staff at Vantage Mortgage Group . Very professional and all documents were done online so this made the process very easy for us . We will def use Vantage Mortgage again if we need a home loan

Penny L Moore

19:53 20 Jul 21

Todd and his team were so amazing. Very helpful. Always accessible and answered all our questions.

Robert Boyce

15:01 20 Jul 21

Todd Gydesen and his team were very informative. They helped me every step of the way buy my first home. I had a great experience working with Todd and Vantage Mortgage Group and would recommend them to anyone.

Evan Muncy

17:10 19 Jul 21

You must give Yumi Lynch a call at Vantage Mortgage group if you are looking to buy or refinance. We used them 4 years ago when we purchased and again with our current refinance. Excellent communication and lighting quick results. She worked hard to get us the absolute best rate and terms and saved us tons of money. I highly recommend vantage mortgage group and Yumi Lynch for anything you might need regarding your home purchases or refinance. You will not be disappointed!

Tido Pesenti

18:03 12 Jul 21

Fantastic experience from beginning to end, which is saying a lot for a mortgage process! Andy was informative, transparent, and was incredibly prompt answering all my questions along the way. Based on our experience, i can confidently recommend others consider using Vantage Mortgage Group.

Patricia Barajas

17:00 23 Jun 21

We worked with Andy at Vantage Mortgage and he made it an easy process for us. He was always available to answer our many questions through email, text, and phone calls. As first time home buyers, the constant communication was a plus for us. Would definitely recommend Andy to anyone!

Jordan Bowman

19:50 09 Jun 21

Yumi helped me purchase my first home this spring and she made the process extremely easy and stress free. She responded quickly to all of my many questions and made sure I had an understanding of everything. I would definitely recommend her!

Surrey Phonsavanh

22:03 07 Jun 21

Katherine Casey

04:03 06 Jun 21

I have nothing but positive things to say about Vantage! We were fortunate enough to work with Yumi. As first time homebuyers, we appreciated the level of service she provided as she truly helped us understand the mortgage process and feel confident in our decisions. Any hiccups that popped up along the way Yumi skillfully handled. Thank you, Yumi + Vantage!

Sarah Johnson

14:55 27 May 21

Andy W. Harris was a dream to work with. We were originally going with one of the Big Banks for our Home Loan but had a really hard time getting them to respond when we needed them. Our Agent recommended going with a Local Lender because of how quick the turn around times had become in the wild COVID market. We are so glad we went with Vantage Mortgage. Andy responded to every email within a few hours (usually within a few minutes!) and was always ready to hop on the phone when we needed more explanation. He walked us through every step of the process and I'm not sure we could have landed our dream home in this market without his assistance.

Matt Grounds

17:49 21 May 21

JandM McW

04:51 19 May 21

Yumi and the Team with Vantage Mortgage Group, Inc. provided excellent service with our refinance. We had lots of questions and were very impressed with Yumi’s patience. We met in a large private conference room where Yumi was very well prepared to explain how our refinance would work, showing total costs, total payments, interest and what type of loan would best fit our situation, all without feeling time-pressured. Yumi used a large screen to display the numbers, which made it so much easier to look, talk, and think, again without the pressure. As we narrowed down our best options, Yumi let us know the next steps, timelines and exactly what to expect with no hidden costs or surprises. When the loan application process began, Yumi again was fully available and remained in close contact throughout the entire process, which was much quicker than I was expecting, considering all the refinance activity taking place today. Yumi was 100% committed to exceeding our expectations, and promptly answered any and all questions without leaving us waiting. We were thrilled when our loan closed, and almost at the last minute, we asked for a small change, which Yumi handled without any issue. We were so happy with the rate and terms that we, after careful thought, decided to take a small cash out to cover some home improvements. All together, our initial meeting, subsequent follow ups, application process, and final closing were excellent. I have little patience for phone tag, back and forth, and long delays and get easily stressed with a long, drawn out process. Thanks to Yumi and Vantage Mortgage, I had no worries. Highly recommend Vantage Mortgage Group Inc. to everyone.

Matt Tellam

00:20 10 May 21

Sheila was absolutely incredible helping my wife and I purchase our first home. She was always incredibly responsive and had tons of expertise to help guide us through the process. As new home buyers, her advice and recommendations were so important and helpful. We couldn’t have done it without her and we highly, highly recommend her and Vantage Mortgage!

Trenton Lundquist

23:01 04 May 21

1st time home buyer here. Andy and his team at Vantage were wonderful to work with. He was quick to respond and took time to explain the detailed rate sheets he provided. We ran into some undisclosed items on the property that created some compressed deadlines. Andy and his team were great working through those items and we closed without a hitch! Would definitely recommend Andy and Vantage to anyone who asks.

Denis Bothwell

20:12 03 May 21

I write to send you my observations of the broker Chris LosingerA). He did not over promise. He was conservative in his statements, and what he asserted he could do, he invariably was able to achieve.B). He is diligent, hard working, and relentless in brokering.C). He was always sunny, prepared, positive, and easy to work with--consistantly trying to anticipate process hiccups or challenges. Even after several decades of brokering, I never detected cynicism nor jadedness. He is likable.D). He was a consummate professional. He knows his job, and the resulting competence is immediately exhibited. He stayed with the borrower minute by minute through close and after.D). He was a strong advocate for the borrower. And, the very few times he encountered something previously unknown, he chased the answer down with dispatch.E). His communication efforts were unparalleled. He always answered phone, text or email unless he was legitimately unavailable, in which case he responded in the same media immediately when available.What a superb job! Very impressive. I have worked with a modest number of brokers over the years. But his technique, skill and execution exceed all in my prior experience--by an extraordinary measure. He is "by far" the best who I have ever worked with.DenisShoreline, WA

Lisa Dirda

19:10 30 Apr 21

We worked with Andy and felt he was very responsive and helpful with navigating financing our first home. We asked a lot of questions and needed a lot of clarification and we always got an almost immediate response and were treated professionally. He provided very detailed spreadsheets for rates and fees which made things very clear upfront. We are really glad we went with a local broker and would absolutely recommend Andy.

Jennifer Martinez

07:06 22 Apr 21

Ami Freeman

19:21 12 Apr 21

Andy and his team at Vantage were amazing to work with. I highly recommend them for refinancing.

Kaitie MacIntosh

21:19 11 Apr 21

We used Vantage Mortgage Group to refinance our house and it was a great experience. Andy was extremely responsive and patient. I contacted multiple brokers before deciding on VMG and he offered us the best rate. I highly recommend their services.

Becka Hullinger

22:58 07 Apr 21

Andy was very professional and responsive, and a pleasure to work with. He is very knowledgeable and took the time to answer all of my questions. Highly recommend this company to others.

Kimi Rucker

02:57 03 Apr 21

Our experience with Andy Harris at Vantage Mortgage Group was top notch. He made the process very smooth and easy which is especially remarkable amidst the inconveniences of COVID. His communication was thorough, his response time was amazing and he made it a priority to communicate with us directly, so that we never felt handed off. Andy is clearly very knowledgeable and capable in the mortgage business. We felt he gave us wise counsel and got us the best deal for our financial goals.

Melissa Andrews

21:33 20 Mar 21

Andy was a HUGE help in our home buying process. He was always there if we had any questions and so quick to respond! Such a positive experience!

Michelle Shively

15:54 11 Mar 21

Working with Peder was the easiest process of purchasing of a home. As a first time homebuyer, I greatly appreciated how knowledgeable, responsive and patient he was. Peder answered all of my questions and Vantage has great resources to explain every step of the way. They offer highly competitive rates with very personalized assistance. I highly recommend Peder Quello and his team at Vantage!

Nick Banik

17:59 08 Mar 21

Andy is a boss and his team is amazing. They are professional and handle things clearly and promptly. I would highly recommend them to anyone, and I will work with them again in the future!

Miro Hrdinsky

18:11 07 Mar 21

We worked with Yumi on our refi, she is very efficient and knowledgable. Her response time is quick. I strongly recommend her.

Daniela Hrdinsky

17:37 07 Mar 21

Working with Yumi was a very positive experience. She has great customer service skills, she was very efficient in responding to emails or phone calls, and always answered all of our questions in a timely manner. We highly recommend her services.

Fred

18:41 06 Mar 21

There are many reasons this is a 5 star company. They are simply beyond excellent. The process was super smooth, and they found me the best rate.

Kathia Rabelo

23:59 03 Mar 21

I had a great experience with Andy. Extremely supportive and helped us with the whole process. Andy was available when we had questions and made the whole process easy. Andy was efficient, professional and made us feel very confortable.

Laurel Quady

02:39 24 Feb 21

Yumi was great to work with. She responded and answered our questions promptly and was always pleasant and professional. We had issues with our email accepting some emails from the lender which she quickly resolved. Definitely recommend and would work with Yumi again.

Ashley Arissa Kennedy

00:50 24 Feb 21

The entire team at Vantage Mortgage are fantastic to work with! As a professional who deals with lenders from all over the country, the Vantage Mortgage Group is truly top notch. Yumi Lynch and Alissa Jones are the ones I've partnered with the most and I love the level of service they show our mutual clients!

A Shaylor

18:54 20 Feb 21

We’ve refinanced twice now over the years with Yumi. She is a clear, prompt, and professional communicator. Both refinances have made significant improvements to our family’s quality of life. Working with Yumi gave us the confidence we needed ghat we were making the right decision.

Jacob Moore

15:12 15 Feb 21

Working with Yumi was great! Very clear communication and always willing to give me an update and answer questions if I wasn't sure where we were at in the process. Seemed like the turn around on her end was really fast as well so I never had to worry too much if forms were submitted right or if there would be any issues. I used her both when I bought my house and then again when I refinanced since it went so well the first time. In fact, main reason I knew to refinance is that she sends out some notices here or there on the state of the market, and after a brief follow up found I could get a rate that was a full two points off. I ended up saving about $240 in expenses monthly because of those email updates. Really can't speak highly enough of the experience and the result.

Chris Benson

00:37 13 Feb 21

Very fast response, no issues on the transaction, smoothest refi i've ever had.

Arman P

00:59 02 Feb 21

4 years later update:I just went through another refinance with Vantage Mortgage Group and everything I said before still stands! These folks are fantastic. Extremely easy to use, always responds quickly, and makes courtesy calls and communications to keep me updated on the process. I will continue to refer people to Vantage!Original review:I was skeptical at first with all the positive reviews here when researching refinancing my mortgage. I used Andy Harris to refinance and i'm glad the reviews were accurate! In less than 24 hours, my loan application was submitted and entered the processing phase. Andy is extremely quick to respond - he typically responded within 10 minutes for me and I had a LOT of questions and concerns. I previously worked with another lender and they took days to respond to simple questions and never available by phone, but Andy was always easy to get a hold of and always went the extra mile to answer my questions thoroughly. I absolutely recommend working with Andy!

Brendan Klein

19:12 31 Jan 21

Todd and his team at Vantage are incredible! They helped us secure a new mortgage in November 2019, and were excellent to work with throughout the entire process. Professionalism, clear communication, and expert knowledge. I will most definitely work with them again on all future mortgage and refinance needs my family has.

N Billings

20:54 28 Jan 21

Andy and his team at Vantage did 2 refi's (one with cash out) and a home purchase simultaneously and seamlessly. This is the most competent, knowledgeable and honest mortgage company around, and we've worked with many. We will be a lifelong customer of Vantage. As a bargain shopper, this company truly practices what they preach, they truly have the lowest rates and fees. Andy and his team have a stellar work ethic and were always available, even evenings and weekends.

Albert Oh

13:54 23 Jan 21

Despite the pandemic this was one of the best transactional experience we've ever had. Highly recommend Andy and his group.

Rik De Bruyn

17:39 15 Jan 21

I want to say thanks to this fantastic team for the fast and efficient way that my refinancing process was handled. All was done online and was very clear. We got regular emails and updates on where we were in the process. This is the way to go for financing a home in the 2020s!

AlexisRF F

00:06 15 Jan 21

This review is for Yumi Lynch of Vantage Mortgage Group.Buying a home is very stressful and you need a village to get you through it. Your realtor plays a vital role in this process but the next person in line is your mortgage broker. It is not enough that you find someone gives you the best and lowest rate but for someone like me who is very detailed oriented and wants to know why, when, how and what, you need someone who is knowledgeable and also patient. On top of that, someone who is looking out for you as well throughout the process. Yumi is all that and more. She was always available, never rushes, willing to answer any type of questions and ready to share her practical experiences along the way which I found very helpful. Not everything is textbook, it is always good to mix practical and theoretical to get to the best approach.My buyer needed a quick close and Yumi was on top of her game, making sure that the loan processing was moving along in the right direction at the right pace. She empathizes the fact that closing involves such a big expense that she would find means here and there to make sure we are cutting cost and getting the best deal. She does her due diligence and is not afraid to do extra work to make sure you get the best deal. I shopped around for brokers and im glad I ended up with Yumi. I strongly recommend her and I will use her again the future.

Bryan RIddle

22:26 11 Jan 21

Andy and his team are knowledgeable, responsive and friendly. Andy made the process easy. After initiating by email, we had an introductory call with Q&A then I received a quote with clear explanation of the next steps involved. I uploaded my documentation, secured a low rate, signed digitally, then closed. When questions arose along the way, they promptly answered them. If the opportunity presents itself, I would do business with them again. I recommend Vantage.

Jordan Pratt

05:15 05 Jan 21

I've worked with Andy and Vantage Mortgage twice now and had an excellent experience both times. I highly recommend working with them!

Carol Gordin

18:33 28 Dec 20

Refinancing with Chris Borg at Vantage Mortgage Group was a pleasure.The process was efficient and painless due to his knowledge and responsive customer service skills! Chris was friendly and professional, always available to answer questions and give progress updates throughout the entire process. I highly recommend him! Carol Gordin

Chris Hill

21:26 26 Dec 20

Peder and his team were awesome. Made the process seamless with quick and clear communication. Will definitely use again if we need to refinance.

Bobbi Varnes

17:11 26 Dec 20

Peder Quello walked me through my refi process and things moved along smoothly. I had some trouble with the technology required, but he made sure I knew how to get it done. He got me a great rate and I can't be happier.

Joseph Worley

21:57 24 Dec 20

Andy and Team helped me procure my first home. I had no idea what I was doing but they handled everything and walked me though it with ease. The customer service they provided made me feel comfortable throughout the process. Most of my questions I asked through email and would get a response or a phone call within minutes. I would highly recommend.

Adam Rogers

22:27 23 Dec 20

My wife, kids and I have lived in our house since 2007. While raising a family, working, and going to college simultaneously, we accumulated an abundance of student loan and consumer debt. Shortly after purchasing our house in 2007, the housing crisis of 2008 came about and we lost about $100,000 in equity. We rode the storm, and continued to make all scheduled mortgage payments on time as the house was always priority number one.Fast forward to Fall/Winter 2019, and our home had appreciated in value substantially since our original purchase in 2007. Between that and making our payments to reduce the principal balance, a large amount of equity in our home had grown. I knew Chris Borg (with Vantage Mortgage Group, Inc.) from my local leads group Chapter of LeTip (Tigard/SW Metro), and had gained trust in him even prior to deciding to explore refinancing our home to see about improving our financial outlook. Little did I know when first meeting him, just how much Chris Borg would help us out with our future goals…We began the process of shopping mortgage rates with Chris. He helped explain the process, the pros/cons of different packages being offered, and professionally steered us toward an option that was in our best interest. Between the historically low interest rates being offered, and the equity in our home, the timing couldn’t have been any better to pull the trigger on a home refinance that could change our life as we knew it.We closed our refinance with Chris Borg at the end of November 2019, and had an excess cash to close check that helped us pay off roughly 75% of our student loan and consumer debt. Our monthly cash flow improved immediately by $2,100 per month from our refinance with Chris (by not being drowned by monthly debt payments), and allowed us to more manageably tackle the remaining 25% of student/consumer debt that will now be paid off much faster. We went from living paycheck to paycheck paying on debt payments with no end in sight, to now looking at being debt free (other than the mortgage payment at a very low interest rate of 3.25%).Although the speed at which we were making progress on that remaining debt has slowed a bit (due to my wife being furloughed due to COVID), we can survive, manage, and still make progress without fear of losing everything. Even though we planned to refinance well before COVID, it unknowingly lined us up to weather yet another storm like happened in 2008.Our family is truly forever grateful for Chris and his service that he provided to us. He helped us to catch the wave, and to weather the storm…and I feel blessed to have met such a valuable mortgage resource we can now consider family.

Kim Bain

20:13 21 Dec 20

Andy Harris and Vantage Mortgage Group are friendly, helpful and put my mind at ease about refinancing. Andy answered all of my questions promptly, professionally, and in simple everyday terms. I would happily use Vantage Mortgage Group again and will recommend them without hesitation. Thank you for the great start to 2021!

Kathy Harris

03:26 20 Dec 20

Andy Harris and the whole Vantage team are the best! I just closed on my new home and I am certain I couldn’t have done it without their consistent and concentrated efforts each and every step of the way in securing the very best loan there could be for me. I had complete confidence because of the knowledge and expertise and the excellent communication that assured me no missteps would ever happen. Getting a mortgage loan is very stressful but less so with Andy always available to answer questions and explain everything as needed. A huge Thank You, VMG! ~ Kathy H.

Kathleen Benafel

19:14 06 Dec 20

Chris Losinger made the process of refinancing a mortgage easy and expeditious. He was very personable, informative and responsive throughout the entire transaction. Thank you for your expertise.

Scott Etzel

15:58 05 Dec 20

After we were nearly 3 months in to the refi process with another mortgage firm that didn't seem able to close our refi, I called Vantage. Chris said he had a refi program with a fast approval process, and if we qualified could close the loan quickly. He estimated we could close in 6 to 8 weeks, at the worst. Chris kept us informed and we promptly provided all info he requested on behalf of the underwriters. All total, we signed loan docs in less than 30 days -- start to finish. Chris, under-promised and over-delivered -- very pleased with the fast loan close.

Reuben Grandon

05:14 04 Dec 20

I highly recommend Yumi Lynch!

Brittney Turner

00:25 01 Dec 20

I was connected with Andy Harris after a very frustrating experience trying to refinance my mortgage. He was very up front and honest. Andy and his team made the process feel seamless. They sent me lots of updates and were very quick to respond with any questions I had. They got the job done and I got a great rate. I'm very happy!

Mark Bernet

23:42 27 Nov 20

Working with Andy Harris and team was one of the best decisions we made when buying a home. He was very responsive and always had answers to our questions. We had to run several different estimates on homes and we always received then within a few hours of sending him the address. All of our loan documents and information was received by the tile company 4 days early. They were surprised with how smoothly our closing went. I cannot recommend Vantage Mortgage Group enough.

Phong Tran

19:17 25 Nov 20

Yumi is hands down the best loan officer that anyone could have. She answered the multitude of my questions in a very responsive manner. Extremely easy to work with!

Meagan Garrow

07:49 14 Nov 20

I’ve worked with Andy Harris for 14 years now! He’s helped me anytime I needed a mortgage and made the process incredibly smooth and fast! I refer Vantage to all of my friends and family and will continue to do so. They are the BEST!

David Kelly

04:06 13 Nov 20

This is our 2nd time working with Yumi, this time refinancing to get our mortgage rate down. Yumi spent the time to answer all our questions, lay out and explain various options/scenarios, and of course find the best rates. Things were clearly very busy given how many people were refinancing yet we still received immediate replies to our questions throughout the day and into the evening/night when we were filling out papers. Thank you Yumi, we recommend you to everyone we know!

Rae Hahn

04:39 06 Nov 20

I just finished the refinancing of my home in Happy Valley and Yumi Lynch helped me to complete it from the beginning to the end. She was so knowledgeable about all the details of refinancing and always responsive to the calls or email inquires. She thoroughly explained away any questions that I had. I felt so lucky to find Vantage Mortgage Group and especially Yumi!

Brittney Nguyen

17:47 25 Oct 20

I want to give my biggest appreciation to Andy Harris from Vantage Mortgage! He went through a lot of hurdles for me and answered all my questions promptly. He fought for me on my behalf and worked in my best interest the entire way and I can’t be more grateful that he really stuck by me!! Any active duty/veteran military, I would 10000% recommend vantage mortgage because they are very experienced and knowledgeable about the VA loan. Any problems I ran into he addressed quickly and worked hard to resolve them.

Rebecca Richardson

04:21 25 Oct 20

Andy made our first-time home buying process so easy and painless. I have nothing but positive things to say about him and the entire Vantage Mortgage team. Andy and his team are incredibly proactive, quick to respond, easy to work with, and so, so patient. We always felt like we were in such good hands. HIGHLY recommend!

Samuel Palmer-Simon

18:25 15 Oct 20

Working with Andy and his team was a dream! Super responsive, straight to the point, supportive, and clear as a bell in all matters transaction-related. All things you need and want when buying your first home!!

Danny

04:22 15 Oct 20

Highly recommended. We were so happy to work with Yumi. She responses email quick and helped us walk through whole processing. Everything was really smooth. Thank you!

Greg Croteau

03:47 15 Oct 20

Working with Andy made my refi so easy, hassle-free and it went off without a hitch. Everything was done electronically - document submissions, signings, etc. Plus, if I had questions, Andy would respond within a few minutes - so refreshing! Andy and the Vantage team are the best...excellent systems, great rates, outstanding customer service. Look no further!

Jay Sanders

20:08 13 Oct 20

Nipun Chaplot

19:50 13 Oct 20

We were very pleased working with Yumi Lynch. We scouted for rates over a period of time with Vantage and in the current climate of high financing demand with closure across multiple months, she kept us updated on regular document requirements and was responsive at every stage of the loan closure process. Her assistance made the entire process very easy to follow and would consider Vantage again in future.

B Wath

20:34 01 Oct 20

We've now financed with Vantage a couple of times and had great experiences with them. They again got the job done well and got it done quickly. Really amazing given how COVID has complicated everything. Very impressed them. I would never consider going with anyone else.

frankie james

20:49 22 Jul 20

So when me and my fiance started looking to buy a house we had no clue what we were doing. When we called Vantage, Andy was there to help us with each step of the process. From helping us find out what we could afford, to showing us full breakdowns of all the costs in getting our house. Every question we had they answered. Every bump in the road was smoothed over. With Andy's help we were able to get all the financials done even with everything backlogged by the ongoing pandemic.

Andrew Norster

21:34 07 Jul 20

Absolutely fantastic service, responsiveness, and better rates than I fond anywhere else. Walked us through the process and was always available for answering questions, even on short notice. I would absolutely work with them again!

Brandon Spencer

22:40 05 Jul 20

As a first-time home buyer, I was very pleased with Andy and the whole team. Whenever I had a question, responses were crazy quick and helpful. The whole process was really smooth, and whenever I wanted to delve into something more, Team Andy was quick and professional. Would for sure recommend.

Paul Hettervig

20:08 10 Jun 20

Tia helped me get to the rate I wanted and her team was diligent in getting the loan through.The process was easy, the fees were reasonable and the experience was great.Thanks Tia/Team and Vantage Mortgage Group!Paul.

Jennifer Shinn

02:02 08 Jun 20

I spoke with Andy about financing for a rental property. He seems to be really knowledgeable and was quick and responsive.

E volver

16:14 06 Jun 20

I have refinanced a few different times in my life and this time was probably the best experience I have had. #1 Andy Harris was on top of it all the time. Always kept me in the loop constantly. He replied back to everyone of my emails within minutes and picked up the phone when I called. #2 I got a really good rate that beat out any other companies. #3 I had some crazy hold ups and detours due my divorce and Andy literally took the wheel and negotiated with the title companies and the lien holders to get what I needed that was holding me back. These guys think outside the box and find solutions. 100% recommend Vantage!

Colton Bond

02:59 28 May 20

I cannot say enough good things! We worked predominantly with Yumi and a little with Andy while buying a home in Salem, Oregon. Both were incredibly responsive. For example, when we needed a new offer letter or had a question we generally recieved a response in 15-30 minutes, even during evening hours. This was appreciated because in a hot market, you often need to make offers and negotiation-related decisions quickly. I did some rate comparisons before choosing a lender and found that their rates were generally lower than others. As first-time home buyers, we had a number of questions and Yumi was always very helpful in providing valuable information up front and helping us weigh the pros and cons. I will be referring our friends and family.

Jason Woody

15:36 11 May 20

Amanda and the Vantage Mortgage Group team made the process of refinancing our home really simple. Their system kept us up to date on the progress of the loan and any additional documents needed throughout the process. It was the easiest home loan transaction we have ever had and the rate we received was incredible.

Kristen Maaranen

01:34 06 May 20

Todd and his team are great! Kept me updated all the time how everything was going. Made the whole process easy and smooth. Would recommend him to anyone for sure. Thanks again!!!

Amy Lovdahl

18:25 05 May 20

We worked with Yumi at Vantage Mortgage and were impressed with how easy the process was from start to finish. Not only was Yumi quick to answer any questions we had, she helped us secure an early closing with a great interest rate. Thanks to Vantage Mortgage and Yumi, we had a stress free experience securing a home loan.

Ron Yost

14:39 03 May 20

My wife and I recently refinanced our home and luckily we had Peder Quello from vantage mortgage facilitate the transaction! Peter took us from a 6.25% 30 year fixed interest rate to a 3.5% 15 year interest rate. At the same time, he was able to get us a second mortgage and between the two we were able to consolidate a significant amount of debt. His follow through and follow up skills are incredible, he as incredible knowledge of all the different mortgage products available in the marketplace, and on top of it all he has a charming personality and soothing “bedside manner“. Peter tenaciously managed our loan through every step of the process and within 60 days he changed our family’s entire financial situation! Thank you Peter and thank you Vantage Mortgage!

Michael Langford

00:38 01 May 20

First off, I have to say that this team is AWESOME!! Amanda and Liz are the epitome of professional and responsive!!A bit of background- I had paid off all of my debts after selling my old house, but my credit score was still not where I thought it should be. Amanda thought the same thing and did a little digging. She was able to uncover that I had a medical bill that went to collections during my move across the country, unbeknownst to me. She was able to give me amazing guidance on how to get that removed. Once I was able to talk to the collection agency to get that deleted from my record the credit score went up 100+ points!!!! AMAZING!Fast forward to actually putting offers in on houses, yes myriad houses! This team is second to none! If I asked them to run numbers on this property or that property I knew that those numbers would be waiting in my inbox in a timely manner. They were there to talk to the listing agents to make sure they were representing us as best as possible. This made a difference and I believe that it was one reason the sellers accepted our offer.They always had kind, supportive words to get us through this crazy Portland market. Even when we were rejected 4 other times they kept telling us that "the right house is out there and you will find it!" As hard as it was to accept the rejection they kept us going.Now on to the Corona-virus craziness! This team called me multiple times as rates were bouncing all around once the offer was accepted. They gave me all the information I needed to make educated decisions on the best product. Once I decided to lock in they took over and kept us updated throughout the entire process. Even when there were some things that might have delayed our closing they kept in contact and we were able to bring this 11 month adventure to a close (figuratively and literally!!). I highly recommend this team as they are there to make sure you get what makes sense to you and your situation!

Alex Karcher

18:50 27 Apr 20

Andy and the Vantage Mortgage team did an incredible job! I refinanced during the chaotic market surrounding the COVID-19 pandemic, and they made it incredibly easy for me. They were patient, thorough, and diligent. I can't recommend them enough.

DJ PDX

03:42 24 Apr 20

This was my second in working with Todd and his team because they are all just a great group to work. Todd knows the mortgage business/industry, provides you with options, is a realist around reviews, processes and timing, prompt with his feedback and will always keep you up to date.

karley benson

15:52 22 Apr 20

My husband and I enjoyed working with Vantage Mortgage group. We purchased our house from out of state and Todd and his other coworkers made it very easy for us to do so. He was able to find us the best rate for our new home. If you are looking to buy a new home we highly recommend Vantage.

Krystyna Kielb

17:28 07 Apr 20

As first time home buyers, we couldn't have been more fortunate to have Andy as our Mortgage Broker. He is experienced in the industry, and has an expert team who he partners with that provides exceptional service across the board, and as someone who supported our government post-financial crisis, he knows all of the details of the questions we had. He took time to walk us through the home buying process up front, so that when we got to the place of making an offer, we knew exactly what to expect. Andy took the time to meet with us in person, which meant everything to us. Again, Andy and his team are exceptional Mortgage Brokers with the process end to end, we are so grateful for his support and look forward to working with him again in the future!

Timothy Goodman

17:27 07 Apr 20

Megumi Voight

17:12 03 Apr 20

I cannot recommend Andy and the Vantage Mortgage Group team highly enough - they're incredible! From beginning to end, I received amazing service, prompt responses, and thorough explanations (of concepts that I didn't understand). During the home-buying process, I was overseas for 3 of the final 6 weeks leading to closing day...and obviously, very stressed about getting everything completed and signed on time. Andy and the team worked with my crazy time zones, made what I needed to do very simple, and formatted everything so I could sign digitally without needing to access printers and work stations. Three months into my newly purchased home and couldn't be happier!

matt johnson

01:13 02 Apr 20

Landon Cater

20:51 01 Apr 20

Just recently purchased a home and can't say enough how professional and easy it was working with Yumi from Vantage Mortgage. Yumi always communicated tasks that needed to be completed in a quick and timely manner. Because of this, I was able to close on my home in record-breaking time... All thanks to Yumi! She over-exceeded my expectations and over-delivered on her promises. I couldn't of imagined having it any other way! I'm confident you'll experience the same thing if you go with Vantage!

Tiffany Reinhardt

19:50 27 Mar 20

Amanda and Liz are THE best! They’re both super knowledgable, friendly and customer service savvy. I recommend them to everyone I know! If you’re looking for stress free, informative and helpful, these ladies are for you!

Noralyn Danielle

14:49 10 Mar 20

Sheila Smith and her team at Vantage Mortgage Group were wonderful. We were in the process of selling our home and buying another one at the Coast, so you can imagine the stress. Shelia and her team guided us through the process quickly and efficiently. There was great communication through the entire process with just the right amount of technology. Even at the last minute when the Title Company on the Coast was floundering a bit on the day of closing, Sheila stepped in and made it happen. I would highly recommend Sheila and her team at Vantage Mortgage Group.

Amanda Tahayori

21:30 25 Feb 20

As a realtor, I have worked with Todd Gydesen and his team for years now. I am pleased with how everything goes smoothly with no surprises at the end. He has also saved few transactions that got into trouble with other lenders :-) But my last transaction with him was personal for my own refinance. Everything was done in a short period of time, great rate and smooth closing. I got to see first hand the level of communication. Multiple emails and links to videos guided and informed me of the next steps. It was such a seamless process. Thank you Vantage Mortgage and Todd Gydesen.

Matthew Boelter

03:51 25 Feb 20

I highly recommend Todd and his team. This is the second time I've worked with him. First to purchase the home and next to refinance. Both experiences have been fast and simple; the online system used made this process easy for me.When I went to refinance, I first started with my current mortgage lender (penny mac). I felt like they were trying to cheat me the whole time and the rates were way off what I expected. So I sent Todd a quick email and he got back to me right away better rates than I was expecting. And I always felt I was treated like a valued customer.

Dean Pickett

20:41 24 Feb 20

Big Thank You to Todd Gydesen and Vantage Mortgage. Being self employed is great until you need a mortgage loan. Todd did a great job securing a great fixed rate loan.

Emily Cebron

22:21 21 Feb 20

Todd Gydesen and his team were INCREDIBLE! We have already been recommending them to our friends and will definitely continue to. We were first time home buyers and he REALLY took the time to make sure we understood what we were doing each step of the way. They were prompt with their responses and really stuck with us through a complicated buying process. Would definitely recommend!

Parker

04:24 21 Feb 20

Great service, very responsive and helpful

Quinn Souther

21:47 19 Feb 20

Todd made what we expected to be a stressful first-time purchasing process laughably easy and stress-free for us. He is always available to answer questions, walk through options, and is terrific at explaining mortgage concepts that I never thought I'd be able to really understand.

Tim Berglund

19:35 18 Feb 20

We worked with Liz and Amanda over the years and they just helped us again with a Re-Fi. They are extremely reliable and responsive, not to mention knowledgeable. They help answer all our questions and work to meet all the needs and goals we have while going through the Mortage process. They have been life savers in the past and did and awesome job for us again this time. I’d highly recommend the Marre Good Team!

Carolyn Eide

00:15 18 Feb 20

I had a great experience with Vantage. Todd was available to answer any and all questions throughout the process and run numbers as needed while I was house hunting. I felt very supported and comfortable using them for my first mortgage loan.

Margaret McNeal

23:55 17 Feb 20

Todd Gydesen & his team have been my hero through the purchase of two homes in the last 3 years! He strives to provide very thorough information and walks you through every detail along the journey of buying a home. There were a few road bumps (as there often are) and he swooped in to save the day! I have recommended him to several friends and family members already. If you are searching for a great Loan Consultant, look no further.

Martin Henricks

04:35 17 Feb 20

Andy Duvall

15:33 14 Feb 20

This is my second Mortgage working with Chris at Vantage Mortgage. As with the first time, Chris provided excellent support in finding me a great loan and making the process very easy on me. Chris was incredibly responsive and one of the reasons we were able to close on a home in a popular neighborhood. He worked weekends and holidays for us! We couldn’t be more happy!

Lucy Belgum

23:48 12 Feb 20

Amazing communication from beginning to end! Todd and team strive to make the process as seamless as possible for their clients. We have used them for several mortgages and will return again should the need arise. Their client-care is 5 star plus!

Misty Moore

01:46 08 Feb 20

I have gone through a home buying process and now a refinance with Liz & Amanda and both times were a great experience. They are quick to reply and get everything done, very helpful with answering all my questions and I felt very taken care of during the process. Getting a loan and refinance can be stressful and things come up that aren't expected. It's important to have help with those unknowns and feel trust with the team helping you. I would highly recommend this team and will absolutely reach out to work with them for any future financing needs.

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Facebook Rating

4.9

Based on 45 reviews

Vantage Mortgage Group

4.9

Penny L Moore

19:55 20 Jul 21

Todd and his team were so amazing. Very helpful. Always accessible and answered all our questions.

Jenni Martinez-Medina

07:05 22 Apr 21

Andy and the team were responsive and made the process seamless. They did a phenomenal job working with our realtor. I’m amazed by the amount of work they devoted to making our first home purchase a reality. Highly recommend!

Alex Padron

05:06 11 Feb 21

Yumi was very helpful and responsive. Got a better than expected rate on our second home. Would recommend working with her anytime.

Luke Schnacke

05:30 09 Feb 21

Recently closed on our first home. Andy and the team at Vantage Mortgage group have been phenomenal from start to finish. Easy to use, automated systems, lightning fast response, secured a great interest rate and the team were there to guide us every step of the way. Couldn't be happier.

Aneliya Dimitrov

03:53 07 Feb 21

Sheila Smith Cold and unfriendly if she even respond.This is not my first mortgage. Fortunately other people know what they are doing too.

Nicole Billings

19:51 28 Jan 21

Andy Harris and his team at Vantage truly takes the reigns and makes sure everything is taken care of step by step. I appreciate their care and concern for the customer. Their customer service is phenomenal and their estimates are so easy to read and compare options. We shopped around and found that this company really does have unbeatable rates. Andy was extremely prompt and always available, communicating late evenings and weekends. Stellar work ethic and honest!

22:27 11 Jan 21

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17:50 25 Oct 20

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21:02 30 Jan 20

I never knew that buying a house takes such an insane amount of work. Tia made the entire process easy to understand. Our situation was a little unique and she worked with us every step of the way to make sure we got our dream home. Tia is thorough, knowledgeable and patient. She is the best!

Amy Gianella

21:24 24 Jan 20

Andy and his company were a HUGE help to us with our first time home buying experience. I was very impressed with the attention we got and how fast we received documents and emails. He made the entire process so easy and I would highly recommend him and his company! Thank you Andy!

Katie McLindsay

23:41 25 Dec 19

The Vantage Mortgage Group was referred to us from our realtor and I'm glad I took her recommendation. Todd and the team made us feel as though we are the only clients and made our first home buying experience a breeze. Every conversation (whether in person, over the phone, email, txt) they gave us options and clearly defined guidance on how to proceed with every step of the process.

Jan Perry

05:50 25 Nov 19

Vantage Mortgage Group and Andy Harris were awesome! Highly recommend for your home loan. Very attentive and thorough. Great job!

Camille Charlyn Kennedy Pickthorn

00:36 19 Nov 19

My husband and I were referred to Andy Harris with Vantage Mortgage Group and we truly could not be happier with Andy and his entire team. We reached out to Andy mid-way through escrow with another lender when we did not agree with how our lender was doing business. Andy was so knowledgeable and trustworthy and gave us hope that everything was going to be OK and work out just fine. Not only did things work out perfectly, but Andy was able to close in record time, was extremely helpful throughout the process, and he gave us incredible rates. Andy is hands down one of the best professionals in the business and I highly recommend him to anyone looking for an honest and trustworthy partner through your home buying process.

Christine Liu

05:24 08 Nov 19

We recently wanted to take advantage of the low interest rates and decided to refinance. Todd Gydesen helped us with our home a few years ago, but had moved over to Vantage. We started with our original lender, but did not have a great experience with their customer service. Thankfully, I kept Todd’s email with new contact information.

He has excellent customer service and explains things very clearly. He kept an eye on the market and offered a better rate. His team worked really fast and the whole process was seamless.

Terri Luper

20:18 05 Nov 19

We did a refi with Andy and Team! He truly cares about helping people get the best possible deal. He is prompt, professional, organized, trustworthy & intelligent! Everything you need going through this type of stress and uncertainty! (((HUGE))) Thank you!! BTW this was the fastest refi only a few short weeks! Mic Drop~5 Stars~

Michael Elton

15:30 01 Nov 19

Flat out the best. Communication, rates and fees, transparency, industry knowledge. Andy and his team are the best. 6 out of 5 stars.

Cathy Jones

13:31 07 Oct 19

Todd helped us thru our re-fi at a his previous company, when we needed to talk to someone for advise we contacted him. We trust an appreciate his honesty and kindness. We are retired an find this new electronic age overwhelming at times, he was always their to help us thru the process. Thank You

Taylor Baarts

18:11 02 Oct 19

Todd and team were wonderful to work with! They helped us refinance our home and were there to answer any questions along the way. They worked diligently to find us the best rate possible. Thanks team!

Hamed Babvey

21:48 28 Aug 19

Want to thank Todd Gydesen and his team to work very hard for me and make things on the way we wanted. I would highly recommend him as a reliable reference.

Angie Clack Stone

04:47 20 Aug 19

Andy and the Vantage team did an exceptional job for us with our recent new construction home purchase. Andy was informative, consultative and very responsive from start to finish. The process was easy and I loved being about to upload documents to the portal from home. I also appreciated the rate tracker and found all fees were exactly as stated so there were no surprises at closing. We were very happy with our decision to work with Andy and we would highly recommend them to anyone!

Ashley McDonough

21:04 13 Feb 19

We had a great experience working with Peder Quello at Vantage, he helped us navigate our way through the process of purchasing an investment property and found us the rate we were looking for. He is friendly, a great communicator and will do everything he can to help his clients. Highly recommend!

Adam Rechenmacher

19:35 06 Feb 19

I worked with Peder Quello at Vantage. He found me the absolute lowest rate, and got me the lowest lender costs I could find anywhere. He was also extremely helpful and professional from start to finish checking up on me along the way.

Thea Martin

16:23 11 Oct 18

Anthony is the consummate professional. He took my challenging situation and created a mortgage package that would work for me. While I've known Tony since high school, this was my first professional transaction with him and it won't be my last! He made sure every detail was covered and worked with me to make sure that all the paperwork was complete. He made sure that things pushed forward at every step.

Working with a local company was very important to me, they are local and they care about their customers.

Thank you Tony and Vantage Mortgage for a job well done!

Lance Daniels

17:19 29 Aug 18

When I had a question about a re-fi, Chris was cool and helpful with no strings attached. I believe he genuinely wants to help people. Thanks for facilitating my request Chris!

Linda Crayton Griffith

18:22 24 Aug 18

We've close on many homes, and Vantage kept the process simple!

Ryan Hopkins

16:02 21 Aug 18

My experience with Vantage was awesome. A friendly knowledgeable staff, prompt response to all questions, and locally based. Tia and her team at Vantage made the entire refinancing process completely painless from start to finish, and the whole thing only took about 3wks. I would highly recommend Vantage, and I will be using them again.

Krista Rosebrook

02:43 18 Aug 18

Andy Harris and his team are amazing! He is always quick to respond and walk us through all of the questions and data. He makes the process so seamless. We have worked with Andy on both of our home purchases and I would continue to work with him again. On this most recent purchase he was able to close in under 20 days!!! I highly recommend working with Andy and his team!

Melissa Nance-Kurtz

14:43 06 Jul 18

My husband & I were wanting to move from Colorado to Oregon. We are self-employed, which is a time-consuming process when verifying income. Several years ago, I had owned my own mortgage company, so was very familiar with the mortgage process. However, when trying to purchase a residence in OR- we knew no one, so relied upon the recommendations of our Realtor- that was a giant fiasco and total waste of time! We were extremely frustrated at this point and felt like just a # - we highly recommend avoiding the likes of Academy Mortgage and Caliber Home Loans! I decided to find our own lender and did a thorough Google search and found Andy & Vantage Mortgage. What a night & day difference! He immediately responded to our inquiry (on a Saturday afternoon), requested we email him our information and promised to get the process started immediately. Andy & his team definitely delivered & consistently provided open lines of communication, were always very professional, as well as very informative. This company is very transparent in disclosing all costs associated with obtaining a mortgage- and very fair! Keep in mind, all of this was done while still in Colorado. Now, with much appreciation to Andy & his team, we own a home in Oregon and have begun the moving process!

Woody Blackford

19:58 10 May 18

Todd Potter

23:18 15 Feb 18

Anthony has been great to work with. We have had two loans with Vantage and Anthony has made the entire process go very smooth. We would highly recommend Anthony to anyone looking for a refinance or home loan.

Kalviny Man

22:25 09 Nov 17

Andy and his team were beyond excellent! He was always in communication about every step of the process, even when he was out of the office. He really knows the business and was really honest and upfront about everything. When it came time to close the team was so efficient that when we asked to close a few days early, they exceeded our expectations and closed over a week earlier than our initial date. They made this whole process a breeze and it makes me comfortable recommending them to anyone looking for their services.

Jd Krizan

23:45 07 Nov 17

Karisa Prew

03:16 04 Nov 17

I am blown away by this company. They did an incredible job from start to finish and even got us an early close. We contacted Andy on a Wednesday, and had our preapproval the same day. Put in an offer on a house on Sunday and had keys in hand 26 days later. Andy is dedicated to his clients and was available at a moments notice for all of our questions and needs. I cannot thank him and his team enough for all of the hard work and for all of the help that they provided us.
Do not go with anyone else. This is your lender. You will not be disappointed.
Thank you Andy!!!!

Heather Doane

21:26 29 Dec 16

Andy and his team were excellent in helping me with my refi. He made the process easy and stress free. THANK YOU Andy and team!!! If you need a refi he is your guy. I will refer him to anyone.

Stephanie Macy

00:41 23 Aug 16

They are the best! Andy and team helped me with a refi and were on top of it ever step of the way. I have and will continue to refer them to everyone who has mortgage needs.

Contii Aguirre

14:04 12 Nov 13

Paul W Thompson

02:03 04 Oct 13

A class organization run by a class person. Andy and Janel Harris are true professionals in every way. Great advocates for helping to improve the reputation of the industry

Janel Harris

05:01 03 Oct 13