FHA Home Loan
The FHA, or the Federal Housing Administration, was established by the government to improve housing conditions for Americans.
– Less credit restrictions
– Lower private mortgage insurance (PMI) premiums
– No cash reserves required.
2019 FHA Loan Limits
Oregon
Baker
$314,827
$403,125
$487,250
$605,525
Oregon
Benton
$385,250
$493,200
$596,150
$740,850
Oregon
Clackamas
$474,950
$608,000
$734,950
$913,350
Oregon
Clatsop
$316,250
$404,850
$489,350
$608,150
Oregon
Columbia
$474,950
$608,000
$734,950
$913,350
Oregon
Coos
$314,827
$403,125
$487,250
$605,525
Oregon
Crook
$314,827
$403,125
$487,250
$605,525
Oregon
Curry
$327,750
$419,550
$507,150
$630,300
Oregon
Deschutes
$409,400
$524,100
$633,500
$787,300
Oregon
Douglas
$314,827
$403,125
$487,250
$605,525
Oregon
Gilliam
$314,827
$403,125
$487,250
$605,525
Oregon
Grant
$314,827
$403,125
$487,250
$605,525
Oregon
Harney
$314,827
$403,125
$487,250
$605,525
Oregon
Hood River
$477,250
$610,950
$738,500
$917,800
Oregon
Jackson
$320,850
$410,750
$496,500
$617,000
Oregon
Jefferson
$314,827
$403,125
$487,250
$605,525
Oregon
Josephine
$314,827
$403,125
$487,250
$605,525
Oregon
Klamath
$314,827
$403,125
$487,250
$605,525
Oregon
Lake
$314,827
$403,125
$487,250
$605,525
Oregon
Lane
$314,827
$403,125
$487,250
$605,525
Oregon
Lincoln
$314,827
$403,125
$487,250
$605,525
Oregon
Linn
$314,827
$403,125
$487,250
$605,525
Oregon
Malheur
$314,827
$403,125
$487,250
$605,525
Oregon
Marion
$322,000
$412,200
$498,250
$619,250
Oregon
Morrow
$314,827
$403,125
$487,250
$605,525
Oregon
Multnomah
$474,950
$608,000
$734,950
$913,350
Oregon
Polk
$322,000
$412,200
$498,250
$619,250
Oregon
Sherman
$314,827
$403,125
$487,250
$605,525
Oregon
Tillamook
$314,827
$403,125
$487,250
$605,525
Oregon
Umatilla
$314,827
$403,125
$487,250
$605,525
Oregon
Union
$314,827
$403,125
$487,250
$605,525
Oregon
Wallowa
$314,827
$403,125
$487,250
$605,525
Oregon
Wasco
$314,827
$403,125
$487,250
$605,525
Oregon
Washington
$474,950
$608,000
$734,950
$913,350
Oregon
Wheeler
$314,827
$403,125
$487,250
$605,525
Oregon
Yamhill
$474,950
$608,000
$734,950
$913,350
Washington
Adams
$314,827
$403,125
$487,250
$605,525
Washington
Asotin
$314,827
$403,125
$487,250
$605,525
Washington
Benton
$314,827
$403,125
$487,250
$605,525
Washington
Chelan
$342,700
$438,700
$530,300
$659,050
Washington
Clallam
$384,100
$491,700
$594,350
$738,650
Washington
Clark
$474,950
$608,000
$734,950
$913,350
Washington
Columbia
$314,827
$403,125
$487,250
$605,525
Washington
Cowlitz
$314,827
$403,125
$487,250
$605,525
Washington
Douglas
$342,700
$438,700
$530,300
$659,050
Washington
Ferry
$314,827
$403,125
$487,250
$605,525
Washington
Franklin
$314,827
$403,125
$487,250
$605,525
Washington
Garfield
$314,827
$403,125
$487,250
$605,525
Washington
Grant
$314,827
$403,125
$487,250
$605,525
Washington
Grays Harbor
$314,827
$403,125
$487,250
$605,525
Washington
Island
$379,500
$485,800
$587,250
$729,800
Washington
Jefferson
$322,000
$412,200
$498,250
$619,250
Washington
King
$726,525
$930,300
$1,124,475
$1,397,400
Washington
Kitsap
$363,400
$465,200
$562,350
$698,850
Washington
Kittitas
$314,827
$403,125
$487,250
$605,525
Washington
Klickitat
$314,827
$403,125
$487,250
$605,525
Washington
Lewis
$314,827
$403,125
$487,250
$605,525
Washington
Lincoln
$314,827
$403,125
$487,250
$605,525
Washington
Mason
$314,827
$403,125
$487,250
$605,525
Washington
Okanogan
$314,827
$403,125
$487,250
$605,525
Washington
Pacific
$314,827
$403,125
$487,250
$605,525
Washington
Pend Oreille
$314,827
$403,125
$487,250
$605,525
Washington
Pierce
$726,525
$930,300
$1,124,475
$1,397,400
Washington
San Juan
$483,000
$618,300
$747,400
$928,850
Washington
Skagit
$339,250
$434,300
$524,950
$652,400
Washington
Skamania
$474,950
$608,000
$734,950
$913,350
Washington
Snohomish
$726,525
$930,300
$1,124,475
$1,397,400
Washington
Spokane
$314,827
$403,125
$487,250
$605,525
Washington
Stevens
$314,827
$403,125
$487,250
$605,525
Washington
Thurston
$336,950
$431,350
$521,400
$648,000
Washington
Wahkiakum
$314,827
$403,125
$487,250
$605,525
Washington
Walla Walla
$314,827
$403,125
$487,250
$605,525
Washington
Whatcom
$381,800
$488,750
$590,800
$734,250
Washington
Whitman
$314,827
$403,125
$487,250
$605,525
Washington
Yakima
$314,827
$403,125
$487,250
$605,525
Current Up-Front Mortgage Insurance Premium
The UPMIP is currently at 1.75% of the base loan amount. This applies regardless of the amortization term or LTV ratio.
Current Annual MIP Premium (monthly PMI factor included with payment)
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